The most fascinating part of my work as a bankruptcy lawyer is the first call. After speaking with what seems like countless people who are looking into the option of bankruptcy, I have found that some have tears, all are frustrated and stressed, and a surprising number apologize to me for their emotions. They apologize for the tears and frustration because they think that they are alone in their situation, and feel as if failure is knocking on their door. They have become overwhelmed with debt collectors, pressure to support their family, the inability to find work, medical bills, and the list goes on. My prayer to these people is to stop stressing, stop worrying, and let themselves find relief. Many of our clients enter our office for the first visit timidly, with a sense of insecurity or embarrassment. They are often misinformed about bankruptcy. I have seen this frustration as clients have hidden behind our floral arrangement or buried their face in their hands. I am always amazed to see the complete change in the walk and disposition of our clients after they finish meeting with the attorney. The hope in their eyes is easy to see. Even if bankruptcy isn’t the right fit for you, we will be able to review your options and help you on your way to a more successful future. You will never leave our office feeling as if you have just wasted your time. If we cannot take your case, we will refer you to someone better suited to help you.
When you decide to file with us, you will find that we are not only here to provide relief, but also support. We will walk you through the process. We have experienced paralegals and attorneys that will guide you through the bankruptcy paperwork. They will help you make sure everything is complete and correct, and answer your questions. The decision to file bankruptcy is difficult, but the relief it provides is worth the effort. Bankruptcy was put into place by our government to provide that new beginning. My favorite part of working with those filing for bankruptcy is the newly found hope that they receive. After all the agony caused by financial struggles, they receive a fresh start.
Do I Need A Lawyer To File Bankruptcy?
If your financial struggle is causing you to consider filing for bankruptcy, you might be wondering if you must hire a lawyer to represent you.
The Risks
While technically there is no requirement to hire a lawyer.
It is important to recognize that the rules governing bankruptcy, called the Bankruptcy Code, are extremely complicated. A bankruptcy petition listing your assets, debts and other pertinent information is at least 35 pages long (and often longer). Errors in the petition could result in a dismissed (or unsuccessful) case or even loss of property you thought you would otherwise keep. It’s also important that all the information is prepared properly and accurately, because information perceived as misleading could land you in jail for fraud or perjury.
Qualifications
Attorneys go to school for several years to obtain a Juris doctorate degree. With their J.D. behind them, they take on the challenge of their state’s bar exam – if they pass, they are licensed to practice law in that particular state. However, since bankruptcy laws are written by the U.S. Congress, lawyers also need to familiarize themselves with the federal bankruptcy code specifically, which isn’t generally a focus on the bar exam. But even once all of these obstacles have been overcome, it’s important to remember that not all lawyers are the same – experience and focus in bankruptcy matters tremendously.
Our Recommendation
Although it’s not technically required, it’s most definitely prudent to hire a bankruptcy attorney who is extremely knowledgeable and experienced to assist you along the way. A relatively small expense earns you years of legal experience and the understanding of the bankruptcy code. Do some investigation about the attorneys you are considering working with. Are there complaints about them on government or review websites? You can also check county court records to see if the lawyer has ever been arrested or charged with a crime. One of the best resources for finding a trusted lawyer is simply ask your friends and family members if they know someone who can help you. But ultimately you’ll want to meet whoever you are considering working with to ensure they are knowledge, trustworthy and considerate of your goals.
Free Consultation with Bankruptcy Lawyer
If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States
Telephone: (801) 676-5506
Additional Bankruptcy Resources
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What happens to health insurance after filing for Chapter 11 bankruptcy?https://t.co/IpioaL85zG pic.twitter.com/OYEdAAKolo
— Tim Cella (@TimCella2) October 20, 2022